Privacy Policy & Terms of Use

🔒 Privacy Policy & Website Terms of Use

Last updated: 1st July 2025

1. Introduction

This page outlines the Privacy Policy and Website Terms of Use for Clear Path Mortgages Ltd. By visiting and using our website (https://clearpathmortgages.co.uk), you agree to the terms set out below. Please read this notice carefully.

Clear Path Mortgages Ltd is an Appointed Representative of PRIMIS Mortgage Network, a trading name of First Complete Ltd, which is authorised and regulated by the Financial Conduct Authority (FCA).

🛡 Privacy Policy

2. Why we collect your personal data

When you contact us or use our services, we collect and store personal information to provide mortgage and protection advice tailored to your needs. We only process this information in accordance with UK data protection laws.

3. What we collect

We may collect:

  • Name, contact details, date of birth, address, and proof of identity

  • Employment and financial information

  • Health details (if applying for insurance)

  • Information about your dependants or family

  • Criminal conviction history (where required for insurance)

4. Why we process your data

We use your information to:

  • Provide you with advice and arrange financial products

  • Submit applications to lenders and insurers

  • Fulfil our legal and regulatory duties

  • Maintain accurate records and respond to queries or complaints

The lawful grounds for processing may include contractual necessity, legal obligation, legitimate interest, and consent (particularly for medical data).

5. Special category and sensitive data

If you request advice on protection products such as life insurance or income protection, we may collect health or medical information. This data is used solely for the purposes of securing suitable products and is processed in line with the substantial public interest and current data protection legislation.

6. Who we may share your data with

We may share your data with:

  • Mortgage lenders and protection providers

  • PRIMIS Mortgage Network (our Principal firm)

  • Legal and professional partners (e.g. conveyancers, surveyors)

  • Regulatory or legal authorities (e.g. FCA, ICO, HMRC)

We will never sell your information or use it for unsolicited marketing.

7. Retention and security

We store your information securely and retain it for a minimum of six years, or longer where required for regulatory or legal purposes. Your data is protected through appropriate technical and organisational safeguards.

8. Your rights under UK data law

You have the right to:

  • Access your personal data

  • Request correction or deletion

  • Restrict or object to processing

  • Withdraw consent

  • Request data portability

  • Complain to the ICO (www.ico.org.uk)

To exercise these rights, please contact us using the details below.

🌐 Website Terms of Use

9. Website usage and content

This website is owned and operated by Clear Path Mortgages Ltd. All material and content provided is for general information only and should not be treated as personal financial advice.

We aim to ensure all information is accurate and up to date, but we make no warranties or representations as to its accuracy or completeness. Use of any information is at your own risk.

10. Intellectual property

Unless otherwise stated, all text, graphics, logos, and content on this site are the intellectual property of Clear Path Mortgages Ltd. You may not copy, reproduce, or distribute any part of this website without our prior written permission.

11. External links

Our website may include links to third-party websites. We do not control or endorse these sites and are not responsible for their content or privacy practices.

12. Cookies

We use cookies to improve your browsing experience and to analyse site usage. Some cookies are essential for the website to function, while others are optional and require your consent.

For full details, please refer to our Cookie Policy (or provide a link if hosted separately).

13. UK regulatory targeting

The guidance contained within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the United Kingdom.

14. Contact information

If you have any questions about this notice or how we handle your data, please get in touch:

Clear Path Mortgages Ltd
Email: info@clearpathmortgages.co.uk
Phone: 07470 722767
Website: www.clearpathmortgages.co.uk

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Registered in Scotland  |  SC838517

All rights reserved | ©2026 Clear Path Mortgages Ltd

Your home may be repossessed if you do not keep up repayments on your mortgage.

Most Buy-to-Let mortgages are not regulated by the Financial Conduct Authority.

We may charge a fee between £0 and £995. Our typical fee is £395, payable upon mortgage offer. This will always be agreed with you in writing before any work begins and will reflect your individual circumstances and the complexity of your case.

For insurance policies, conditions and exclusions apply.

The guidance contained within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK

Clear Path Mortgages Ltd is an Appointed Representative of PRIMIS Mortgage Network, a trading name of First Complete Ltd, which is authorised and regulated by the Financial Conduct Authority.